Important Links 



The U.S. Department of Education provides these links to access all the information you need as a student to manage efficiently your student loans.


If you have any situation with your loan and cannot resolve it through the University, Service Agency and/or Guarantee Agency, the Department of Education has created the Office of the Ombudsman, which can help you in an impartial manner.

What is Loan Consolidation?

If you have multiple student loans you may be able to combine them into one loan with a fixed interest rate based on the average of the interest rates on the loans being consolidated.


A Direct Consolidation Loan allows you to consolidate multiple federal education loans into one loan at no cost to you.

Through your completion of the free Federal Direct Consolidation Loan Application and Promissory Note, you will confirm the loans that you want to consolidate and agree to repay the new Direct Consolidation Loan.

Once the consolidation is complete, you will have a single monthly payment on the new Direct Consolidation Loan instead of multiple monthly payments on the loans you consolidated.

Student Loan Forgiveness

In certain situations, you can have your federal student loans forgiven, canceled, or discharged. Learn more about the types of forgiveness and whether you qualify due to your job or other circumstances.